The mobile-payments revolution

Increasingly, smartphones will replace paying with plastic.

Gail Bebee 15 May, 2015 | 5:00PM
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Charge cards ushered in a world of paying with plastic. Debit cards have accelerated the move to purchasing goods and services using plastic instead of cash. In the near future, those plastic payment cards in your wallet are likely to disappear. The latest trend is to pay for things using a mobile device, be it a smartphone, tablet or watch.

Amazon, the mammoth American online retailer, has developed a Canadian mobile-shopping app for iPhone, iPad, Android and Windows Phone that replicates its online experience in the mobile environment.

A customer with a registered Starbucks loyalty card can pay using his smartphone at the company's Canadian, U.S. and UK stores. Once the Starbucks mobile app (available for iPhone or Android) has been installed, paying is a matter of tapping the app's Pay button and holding the phone near the store's scanner which reads an app-generated QR code.

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About Author

Gail Bebee

Gail Bebee  Gail Bebee is an independent personal finance speaker, teacher and the author of No Hype--The Straight Goods on Investing Your Money. She can be reached at; her website is

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