What target-date funds teach us

Three lessons from asset allocation pros.

Christopher Davis 26 January, 2016 | 6:00PM
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Note: This article is part of Morningstar's January 2016 Five keys to retirement investing special report.

Investors everywhere must face the same formidable question: What combination of assets will give me a large enough nest egg to enjoy a comfortable retirement for as long as I live?

The answer depends on a number of factors, including one's age, profession, risk tolerance and health, which change over time. Most investors know they should lighten up on stocks and go heavier on bonds and cash as they age, but the pace at which they should make this shift, not to mention the asset mix they should hold along the way, isn't as clear.

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Securities Mentioned in Article

Security NamePriceChange (%)Morningstar Rating
Loblaw Companies Ltd85.20 CAD-1.11Rating

About Author

Christopher Davis

Christopher Davis  Christopher Davis is Director of Manager Research at Morningstar Canada.

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