Crossing the retirement finish line

What are the ideal asset allocations for your age when planning for retirement?

Andrew Willis 22 February, 2019 | 6:00PM

Depending on your age and planned date of retirement, the makeup of your portfolio could – and should - vary greatly. Some time ago, we looked at whether a million dollars was enough to retire. Precise nest-egg numbers aside, what are the ideal allocations to have in your portfolio in order to maximize your retirement fund?

Andrew Dierdorf, portfolio manager at Fidelity Investments, says that on one hand, you must consider market movements – and ways to allocate asset classes and select securities based on their own risk and opportunity profiles. On the other hand, your behavior as an investor – your risk tolerance and savings rate – also play a big part.

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Andrew Willis

Andrew Willis  Andrew Willis is a content editor for Morningstar.ca.

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