Is 3.3% the New 4.0%?

Recent Morningstar research shows that the 4% standard for in-retirement withdrawals may be a bit too aggressive.

Christine Benz 23 November, 2021 | 5:58AM Susan Dziubinski
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Susan Dziubinski: Hi, I'm Susan Dziubinski with Morningstar. The 4% guideline has been used as a baseline for setting in-retirement withdrawal amounts. But is it too aggressive? Joining me today to discuss some new research on the topic is Christine Benz. Christine is director of personal finance and retirement planning for Morningstar.

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About Author

Christine Benz

Christine Benz  Christine Benz is Morningstar's director of personal finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. Follow Christine on Twitter: @christine_benz.

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