Top mutual funds to hold in a retirement portfolio

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Shehryar Khan, CFA 11 March, 2019 | 4:00PM
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Investors should approach planning for their retirement the same way they would for a long road trip. Anyone who has driven a vast distance knows that choosing the vehicle that will get you where you need to go is a critical decision. A convertible may be the sexy choice, but chances are it isn't as practical as an SUV.

Over the course of their life, investors will face the financial equivalent of the many detours, rain and snow storms, dead-ends and traffic jams, that they would on the road. Therefore, their choice of vehicle needs to not only be strong enough to get them to their destination, but also sturdy enough to withstand the numerous obstacles (and there will be many) that will be faced along the way.

Younger investors who have a long time-horizons should prioritize investing in funds that will provide steady capital appreciation. A sportscar may not be everyone’s cup of tea, so make sure you don’t take on more volatility than you can handle.

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About Author

Shehryar Khan, CFA

Shehryar Khan, CFA  Shehryar Khan, CFA, is a senior investment analyst for Morningstar’s Investment Management group.

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